Don’t Fall For False Advertising

It’s that time of year again. It’s the time that the birds start flying home for the winter and the leaves turn brilliant colors that even the best artists can’t capture fully.

It’s also the time when open enrollment for Medicare Supplements is in full swing. It’s the time when the insurance companies have millions of dollars at stake. It’s time when if seniors aren’t careful, it could cost them a lot.

Things that are important for seniors looking for Medicare Supplements to know include the fact that many salespeople will sometimes use pressure or unethical tactics to get their plans sold. They will tell you that their product provides more coverage than others or that other companies aren’t as good and don’t have good plans.

The truth is that if you decide to purchase plan “F”, for example, the coverage is the same no matter what company you buy it from. The problem is that the prices are extremely different from one company to another. One company might charge a very low premium and another company may charge three times as much, yet the coverage is exactly the same. Too many salespeople are not being honest about this particular fact.

Another issue is that the information is often confusing and the companies and salespeople make it more confusing. Every salesperson gets a commission on what they sell, so they want to make certain that they get the sale. The problem is that the pressure to make the sales they need, can lead to false advertising.

If you are looking for the best plan for you, it is essential that you compare all the plans available in your area. In addition, don’t just take anyone’s word as being fact. Some salespeople tell you that if you purchase their policy, it will cover all of your needs, take care of your expenses and let you stay with your current doctor. This is not always the truth.

For honest information and comparisons, check the website at www.medicare.gov or www.cms.gov and compare information so you will know what to purchase. In addition, this site will take you to other sites for comparisons that will help you make sense of it all.