After troubled times that caused Aetna to lost its ability to sell new Medicare and Medicaid policies the Centers for Medicare & Medicaid Services (CMS) has lifted its marketing and enrollment sanctions against Aetna Medicare. This means that Aetna is back in the game of selling new Medicare policies and this is good news for their policyholders and shareholders. Aetna was expected to start selling new policies starting July 1, 2011.
continue reading "Aetna Approved For New Medicare Sales as Sanctions are Lifted"

For many people with a health condition it can be frustrating or scary when you need to travel across the country for any given reason. Aetna makes this easy with their travel coverage that will cover you in many of the situations that you could possibly be in if you travel. So don’t let your travel plans be cancelled because you don’t know if your Medicare coverage will be extended.
continue reading "Travel Coverage is Offered by Aetna’s Medigap Plans"

To be able to get access to the type of help you need there are some stipulations that you must fulfill with most insurance companies. If you require care that is beyond typical services you will have to get a referral in many instances and this can be a pain. Aetna’s HMO Medigap plan does not require referrals for some direct-access services and these services are listed below:
continue reading "Some Referrals are Necessary with Aetna’s Medigap HMO Plan"

With Medigap (or Medicare Supplement Plans) you are allowing yourself to be covered in excess of what you would get with a standard Medicare policy. Aetna offers some perks to anyone that wants to supplement their Medicare plan with an Aetna Medigap plan to entice you to enroll. Here are three perks that are offered to members of any of the three Aetna Medigap plans.
continue reading "Wellness Programs and Tools are Offered to All Aetna Medigap Plans"

Medicare plans are offered through many different suppliers, and then there are supplements to these plans like the Aetna Medicare HMO Plan. This is a Medigap (or Medicare Supplement Plan) that helps you get some coverage that you may not otherwise get with your standard Medicare plan. You must continue to pay your Medicare Part B premium and Part A, if appropriate, but you get the benefit of the following:
continue reading "Aetna Medicare HMO Plan – Choosing Your Doctor"

You may well know that from time to time there are good reasons to switch your Medigap policy. It may not be necessary to get more coverage, but it also may not be necessary to keep the same coverage and either way this will cause you to re-evaluate things. Two more situations may make it necessary to consider switching from one Medigap policy to another.
continue reading "Need More reasons to switch Medigap Policies?"

When your Medicare coverage doesn’t extend to a certain situation then your Medigap coverage can be seen as a Godsend. Paying a monthly premium to avoid the high costs of emergency hospital visits is definitely worth every penny paid. If there are good reasons, however, to switch from one Medigap policy to another they are probably listed below:
continue reading "What are good reasons to switch Medigap policies?"

All of your options are under one plan, that sounds nice and that is what you get with a Medicare Advantage Plan. If you are bad at what each part of your Medicare or Medigap plan covers this is a great option for you. What you need to know is paying for both a Medicare Advantage Plan and a Medigap plan could be a waste of your money.
continue reading "The Effects of Medicare Advantage Plans on Medigap Policies"

To be able to take advantage of certain benefits with insurance companies it is sometimes required that you live in a certain area. One type of coverage that is like this is Medicare SELECT and you should be aware of what you have to do to keep your coverage valid. You will have a few options to keep your Medicare SELECT coverage as you move out of the area you are in.
continue reading "Out-of-State moves and Medicare Select"

If you are relying on your Medigap policy to help you stay healthy it can be a stressful thing to keep up with. When you are open to more and more health issues it is important to make sure you have the right coverage to protect yourself. So when this is your situation it is important that you make sure your Medigap policy is still useful when you move out of your current state of residence.
continue reading "Does a move out-of-state require a new Medigap policy?"

Insurance companies are notorious for making it tough to understand policies due to small and seemingly insignificant policy language. With pre-existing conditions this is definitely the truth when you are discussing health insurance. When changing from one Medigap policy to another this is definitely something that you should consider.
continue reading "When is it acceptable to switch Medigap policies?"

Getting the proper Medigap policy can be tough as you will be concerned about getting the right coverage for your situation. With all of the changes and the different policies it is a difficult decision to make when you change. Before switching from an old Medigap policy to a new one you should consider a few things:
continue reading "Are older Medigap policies forced to end?"

You will always have a period of time that you can switch back to an old Medigap policy if you are trying a new one. You will still have to pay for the premium for the days that you used the policy, but you have the option of checking out the coverage. When you sign up for your Medigap policy it all starts with one little promise.
continue reading "Medigap and the Free Look Period"