Medicare is a health insurance coverage that is provided by the government, provided that you pay a premium for the policy that you choose. There are three main parts (A,B and D) that are offered through Medicare to give you coverage for doctors and medicine that you need. However, sometimes your needs are beyond this coverage and you need a little more help to get through. In this case, get a Medigap (Medicare Supplement Insurance) Plan.
If you were to choose Medigap Plan A you would get coinsurance and hospital costs for up to one year (365 days) after your Medicare benefits are used. This is a great option to have for those that have serious ailments that must be treated regularly. You also get help with the Medicare Part B coinsurance or copayment.
Beyond these two options you also get the first 3 pints of blood that you may need covered. There is still more as there is also the Hospice Care coinsurance or copayment also included in this plan. You get a lot from your basic Medicare plan, but Medigap plans can help you to get so much more than you ever thought possible.
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