As Medicare open-enrollment period nears, starting November 15th, it is time, once again, for seniors to look at their coverage and sift through the Medicare Supplement plans that are available. In fact, as you are looking through all of the information to decide what you will be choosing for 2009, it will probably be somewhat, […]
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Many Senior Citizens Eligible for Medicare Extra Help program.
Posted by AnaLise Published in supplement plansSenior citizens are among the latest victims of the slowing economy because many don’t know they’re eligible for extra help with one of their biggest expenses — medicine. Once Medicare has paid out a certain amount for Part D prescription drug coverage, seniors hit the “gap” and have to pay full price. They’re going back […]
Expanded Coverage for Chronically Ill Medicare Recipients
Posted by AnaLise Published in supplement plansXLHealth recently released the upgraded Care Improvement Plus 2009 for individuals covered by Medicare. The plan is considered a special needs plan and was designed for chronically ill individuals on Medicare. The benefits are available for Medicare recipients in Texas, and was designed to especially cover the 580,000 people in Texas who are dealing with […]
As we know, there are many seniors on medications that are quite expensive – too expensive for individuals on a very limited income. How do you choose between food and medication? Often the choice is that the medication has to work. There have been studies recently that have shown that lower co-pays can help seniors […]
It’s no surprise to anyone that medical treatment has gotten more and more expensive. The good news is that there are newer, more effective treatments available for many conditions that were not even treatable one or two decades ago. In fact, there are several conditions such as cancer and aids that were considered a death […]
I don’t know about you, but if I am not feeling well and the doctor tells me I might need to have heart surgery of some sort, I am sure that I want any tests that are appropriate to be done before we get to the actual surgery part. Unfortunately, if you are on Medicare, […]
There have always been questions about what the rules are concerning Medicare and Medicaid. Medicare seems to have been more straightforward than Medicaid – most people are more confused by Medicaid. Some of the most common misconceptions about Medicaid involve what you are allowed to have or keep and what you are not allowed to […]
Nobody said it would be easy. When you are suffering from various serious health issues all at the same time and doctors tell you that losing weight through bariatric surgery could help just about all of the issues, you start doing what needs to be done to get an OK for the surgery. This is […]
It is estimated that of the over 44 million Medicare beneficiaries in the United States, about 40% of them will need Long Term Care (LTC) in the future. There are actually 76 million seniors in the country at present, however not all of them are participating in Medicare. As the Baby Boomers continue to get […]
Seniors have a variety of health issues to deal with from very simple and easily addressed situations to those that are more complicated and costly. Often, seniors enrolled in Medicare assume that they are covered for certain health issues or procedures and supplies that they are not covered for. Especially in light of the current […]
Every year the Office of the Inspector General inspects the 15,000 nursing homes in the United States. Every year, some of those nursing homes get low marks, some get average and some do better than others. This was not your typical year. This year nearly 95% of nursing homes received violations of various types when […]
Medicare Advantage a Lifeline for Low Income Seniors
Posted by AnaLise Published in supplement plansA recent survey by the American Healthcare Insurance Plans discovered how essential Medicare Advantage and Medigap plans are to seniors – especially those with low incomes and also to minorities and rural beneficiaries. The survey called the Medicare Current Beneficiary Survey asked numerous questions trying to determine what worked well for seniors and what didn’t […]
Medicare recipients have been quite worried about what will happen if their premiums go up in 2009. Because many recipients are on very limited incomes, even the slightest increase could create financial hardships affecting their quality of life. The Center for Medicare and Medicaid Services (CMS) has announced that the premiums for Medicare Part B […]
Most of us aren’t too enthusiastic about marketing calls. You know, the calls you get during dinner or during your family’s favorite TV show asking if you want to buy this or that or asking if they can have just a “moment” of your time which ends up taking 3 to 5 minutes of you […]
One of the most expensive – and unexpected – costs of aging is the possibility of needing Long Term Care in a facility that can help you if you cannot stay home and take care of yourself or if it is impossible for your family to take care of you. For instance, if you fall […]
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