Disability Life Planning Center Helps Choose Medicare Plans

If you have ever tried to figure out how Medicare works, what the supplements cover and what Medicare Advantage does, you possibly needed a good dose of headache medication when you were finished.  The sad part is that you very possibly did not get any understanding of the information you needed and were more frustrated about the situation than before you started to do your research.

If you have a disability or a pre-existing condition, you have probably found the information regarding Medicare coverage or lack of it even more confusing.

You will be happy to know that there is help available.  An independent company named Allsup has created a Medicare Advisor to help people determine the right coverage for their circumstances – especially if they have disabilities or pre-existing conditions that might not be covered if they chose the wrong supplemental plan.

As mentioned, Allsup is independent.  They do not get paid by insurance companies to try to sell certain products.  What they have created is a system that takes an individual’s health information into consideration along with other factors and eliminates the need for them to spend hours in utter frustration and confusion trying to figure out what coverage will work for them.

In fact, one of the issues that often comes up when individuals are looking at what coverage they need is that the supplement they get – including Medicare Advantage.  They don’t realize that there is a “donut hole” that basically appears once an individual has had claims for $2500 in prescriptions paid.  At that point, they must pay for all prescriptions until they reach a higher amount – in one woman’s case, it would have been $5700.  That is a great deal of money for someone who might have a disability and might be on a limited income.

What Allsup has done with its planning tools is to help people avoid these situations.  First, Allsup helps the individual determine what coverage is available for different disabilities and what coverage they actually need.  Then they work to close the gap.  They will identify Medicare Advantage plans that will cover the medications that the individual needs to the largest extent available, often saving thousands of dollars for people.

This planner from Allsup will be a great help to those who want comprehensive coverage and want to understand their options.

If you are trying to understand the options available to you, especially if you are dealing with pre-existing conditions or a disability, go to www.allsup.com or call 1-866-521-7655.