Medicare Part D – Prescription Drug Benefits – is one of the newer programs available with Medicare, having come out in 2006. Part D covers some of your prescription medications, both brand name and generic.
There are a lot of choices when it comes to Part D. You can buy a pan that simply covers drugs and nothing more. You can select a Medicare Advantage plan that has drug benefits included. You can keep a Medigap (supplemental) plan that covers prescriptions and will continue to cover prescriptions as long as you don’t enroll in Part D. One other option that many people are not aware of is that they can keep the prescription drug benefits that they had through their employer instead of getting your drug benefits from Medicare.
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